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Most states have their
own financial aid and student assistance programs. These state programs are
different than their federal counterparts and can help you overcome some of your
student debt. These programs vary by state so do some research about financial
aid in your state, who knows what you'll turn up. To find out more about your
states financial aid programs contact your state higher education commission or
college financial aid administrator and they will give you the details of state
grants and loans.
Keep
in mind that "The Free Application for Federal Student Aid" (FAFSA) is
used to apply for most state loan, grant, and scholarship programs, in addition
to the federal loans and grants. You don't need to submit this form twice as the
Department of Education (DOE) forwards the information on the form to the state
student assistance agency, but you do need to make sure you submit the form to
the DOE.
Also, each state has a different FAFSA submission deadline.
If you submit your FAFSA by March 1, you will be in time for all state
deadlines, well, other than Michigan. Make sure you get your form in on time. If
you miss the deadline, you will be ineligible to receive state aid for the
entire academic year.
You can contact each state office online,
or at their physical address.
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