In Charles Dickens, "A Christmas Carol," a man named Scrooge is very greedy and grumpy.  On Christmas Eve, Scrooge sees three ghosts not including the ghost of his old partner Marley.  The ghosts are, The Ghost of Christmas Past, The Ghost of Christmas Present, and the Ghost of Christmas Future.  In this classic tale Scrooge could change his life around for the better, or end up where his partner ended up.

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