The year you intend to retire:
What is your current monthly budget? (Used to compute your future cost of living)
At what rate do you plan to invest your lump sum? This program assumes that your retirement will consist of living off of the interest of a "nest egg," rather than from withdrawing money out of your savings. The rate you plan to invest your nest egg dictates how much interest you plan to get. A riskier portfolio will expect a higher percentage return than a less risky one. Please enter as a whole number (i.e. 10 for 10%).
How much money (in U.S. dollars) are you willing and able to invest now (i.e. your starting lumpsum)?
How much money (in U.S. dollars) will you be willing and able to add to your investment each month?
Now comes the interesting part: you can make guesses as to the future growth rate in each of five separate categories, including stocks, long-term bonds, CDs, mutual funds, and other modes of investment, and then decide how much you'd like to invest in each (as a percentage of your total available funds). Please note that the defaults in the growth rate are based on historical growth rates. You can either change them to your own guesses or leave them to calculate based on that data.