Financial Goals Calculator

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This JavaScript Financial Goal Calculator puts complex financial formulas aside, leaving a user-friendly interface in plain English.The unique five-array configuration presented here allows the user to give each variable a range of values, thus mirroring the uncertainty involved in the real-life stock market or other such investments. Manipulating the Rate of Return on Investment (ROI) leads to an output similar to the College Fund example below. Click here for the equations.

Your
Goal$
Initial
Capital$
Monthly
Invested$
ROI
%
Year
Investment
Gain$

Example : College Fund - Five different ways to invest and achieve the $50,000 College Fund

Based on historical data, we used

  1. 3% (Bank Deposit),
  2. 5% (T-bill),
  3. 7% (T-bond),
  4. 11% (Common Stock), and
  5. 15% (Growth Stock)
    for comparison purposes.
  1. Your Goal = $50,000
    Initial Capital = $5,000
    Monthly Invested = $500
    Return on Investment (ROI) = 3%

    Years to Achieve Your Goal = 6.66
    Investment Gain = $5,325.08
  2. Your Goal = $50,000
    Initial Capital = $5,000
    Monthly Invested = $500
    Return on Investment (ROI) = 5%

    Years to Achieve Your Goal = 6.16
    Investment Gain = $8,035.37
  3. Your Goal = $50,000
    Initial Capital = $5,000
    Monthly Invested = $500
    Return on Investment (ROI) = 7%

    Years to Achieve Your Goal = 5.83
    Investment Gain = $10,586.18
  4. Your Goal = $50,000
    Initial Capital = $5,000
    Monthly Invested = $500
    Return on Investment (ROI) = 11%

    Years to Achieve Your Goal = 5.16
    Investment Gain = $14,299.66
  5. Your Goal = $50,000
    Initial Capital = $5,000
    Monthly Invested = $500
    Return on Investment (ROI) = 15%

    Years to Achieve Your Goal = 4.66
    Investment Gain = $17,225.53

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