Loan repayment


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Posted by Goku on September 27, 2002 at 00:15:02:

A home owner is offered a home improvement loan of $8000 to be repaid over 6 years at 24% per annum, compounding quarterly. What is the appropriate montly repayment? What is the balance outstanding after 4 years?

Can you tell me if I'm going in the right direction. I'm going to use the equation Pv/Payment=(1-(1+i/m)^-n)/(i/m)

i/m=0.24/12
n=4*12=48
pv=8000
and payment =?


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