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Counterfeit is just another word for fake. Do people use
fake money to buy things illegally? They sure do. If
you ever went to a store and had the cashier mark a pen
across paper money, then you have seen someone check for
counterfeit money. If the pen makes a clear or
light gold mark on the money, then it’s not fake.
If it makes a black or dark colored mark on the bill,
it’s counterfeit. (See picture to the right.) The really bad
thing about this is that you can lose money this way. For
example: You go to the clothes store and buy a sweater on
sale. You hand the cashier a $50.00 bill and receive two
$20.00 bills as change. [That was a NICE sale!] Then you
go to your bank to
deposit the $40.00. The bank finds out that one of the $20.00 is
counterfeit. You lose the $20.00 even though you had nothing to do with
making it and didn’t even know it was counterfeit. |
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Nowadays, the federal government has to do even more to make it
difficult for
counterfeiters.
With copying machines making more and more realistic copies, paper money
had to be changed. Luckily, there is a very small percentage of
counterfeit paper money actually in
circulation. These are some things you can look for when you
have paper money:
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Check how the paper feels. U.S. money is made of a linen-cotton
mixture. Even though it feels like paper, it is actually CLOTH! The
difference between this and the paper that counterfeiters use is the
first thing that puts bank tellers on alert. |
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The paper has colored threads that are actually in the paper.
Counterfeiters try to copy these threads by printing them on the paper.
If you look carefully at counterfeit money, you can see that they aren’t
part of the paper. |
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The print on the paper is slightly raised. This means that you should
be able to run your finger across the paper and feel differences. The
inked places will feel a little bit higher than the blank areas. You
might feel a ridge on the outside border areas. |
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There are patterns printed on the paper that we
can't actually see. They are small and change
the colors of patterns that are printed on top of
them. Take another bill and compare it with
the one you think might be counterfeit. Check the
colors to see if any of them are different. |
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Counterfeiters have a hard time clearly printing
tiny lines. If you look at the black, leafy border
around a one dollar bill, you will see webs of
lines. On a real dollar bill, these lines will be
sharp and on a counterfeit dollar, they will be a
little blurry. |
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The
new $20.00 bills have a plastic security strip on
the left side of the front of the bill. This is the
side with President Andrew Jackson's picture. You
should be able to see the strip that says "USA
Twenty" from both sides. |
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There is color changing ink on the $20.00 bill. If
you tilt the bill backwards and then forwards, the
ink color will change on the number 20 at the bottom
right corner. |
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There is a
watermark that matches the face of the
president who is on the bill. You can see this by
holding the bill up to a light. |
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There are two places on the front of paper money
that have long lines of numbers and letters called
serial numbers. Both
serial
numbers on any bill should match. |
Counterfeiting is illegal. People who are caught counterfeiting
will pay huge fines and go to jail. If you have a counterfeit bill, you
need to report it to a Secret Service office. If you know you have a
counterfeit bill, and try to use it to buy something, then you could go
to jail and have to pay fines just as though you were the one who made
it. Check your money!
Piggy Page
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What IS money??
This page explains what
money actually is, about bartering, and much more. |
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