It
was a cold day in January. The Club Web team was going to take
a tour of a P.N.C. bank in New Jersey and everyone on the team
was excited. For security reasons, we had a hard time getting
ANY bank to let us take pictures. Our coach found that this
bank was shutting down in 3 weeks and security was not such a
problem. This bank opened in 1928 and remained a bank until its
closing in January, 2009. There were a lot of people who didn’t
want this bank to close because it had become a landmark in the
town.
On
the ride there, many questions were being asked. “I wonder what
the bank will be like?”, “Will there be money bags all over the
vault?”, and “How big will the vault be?” By the time we got
there, we were on the edge of our seats waiting for the car to
stop. The building was magnificent from the outside and we
couldn’t wait to go inside. Everyone knew it would be a great
trip!
As we looked around all we saw was granite, beautiful
gold chandeliers, and the giant, eye-catching, steel vault.
Everyone was flabbergasted. Shortly we met up with the
branch manager of the bank and we began our tour.
First she explained the job of a bank teller. A
bank teller is the person at the front desk of the bank and the
one handling all the money.
They have to record everything. They, like all
bank employees, are trained in what to do in case of a
robbery.
Banks have alarm systems all over the place. One of them is a
silent alarm that will be sent to the police if you pull a bill
from a certain spot in the register drawer. It seemed that most
of the alarms were silent because noisy ones would make it more
dangerous for the bank employees in case someone was inside
robbing them.
After that we went inside the vault. That is
where all the money is. Now, normally you expect
to see money all over the ground. Not here.
The vault was actually very organized. There
was a mirror at the back of the vault room that made it look
like it went on forever. It would make it nearly impossible for
someone to be in there and not be seen or be reflected from the
mirror. There were safe deposit boxes on one wall that had locks
on them. Most of them were open because the bank was closing
down and people had taken their stuff out by then. Some locks
were drilled out because there were no keys or the renter
couldn’t be found. A safe deposit box is a fireproof box that
holds a person’s valued objects. When you rent a box, you get a
key and the bank has a key. If you lose your key, a locksmith
has to come and break open the box. It takes your key plus the
bank key to open the box. Identification is needed before
opening the safe deposit box and you are taken to a special
private room to open it. The bank does not know what is in the
safe deposit boxes and don’t really want to know.
It was a combination of cool and creepy to be in the
vault. We wondered what it would be like to be
closed inside. There is a vault ventilator which is a
fan that pulls air into the vault from the outside.
This allows you to breathe when the door of the vault is
closed. The door of the vault weighs 1000 pounds an
inch. There is also an alarm on the ceiling of the
vault. If you were trapped inside, you would press the
alarm and help would come shortly. Vaults have strong
locks. This is because banks don’t want anyone breaking
in. All of the safes and boxes in the vault are
fireproof. The walls are really thick concrete,
too.
All around the bank, you can find things such as
security cameras and silent alarm buttons. They even
have a monitor in their break room that shows what is
happening in the lobby. If there is a suspicious
person or a robbery happening, anyone in the break room
can see it. It would be their job to call the
police and lock themselves in that room.
Next we went to the basement. The creaky steps took us
to places where normal bank visitors don’t go.
There was an old bank vault that was used in the old
days for foreign coins. There are old
ledgers in there
now. Instead of putting deposits and withdrawals in a
computer like we do now, tellers wrote them by hand in
ledgers. The ledgers are so old that they will be sent to a bank
museum when the
building closes. There were many big rooms with lots of
stuff sitting around that needed to be moved from the bank.
Then we went to the bailout room. The bailout room is a room
where all of the people in the building would go if there was a
robbery and the robber didn’t know they were there. If there
was a fire and you couldn’t get out fast enough you would go in
there.
While we were at the bank, the teller explained how to sign up
for accounts and the different kinds that the bank offered. We
were lucky enough to get copies of forms that people use to
deposit and
withdraw money while we
were there. She also explained the responsibilities of a teller
and a branch manager.
We also got to see some special machines in action.
There was a paper money counter, a coin roller, and the
ATM machine. Since we knew that one of our pages
needed to include ATMs, we watched the teller very
carefully as she took out the roll of receipt paper to
put in a new one.
Even though the whole back of the
machine was opened so that we could see its insides, the money
was in boxes. A couple times a day, a teller will open the back
of the ATM and check to see if everything is working properly.
He/she will take out any deposited money so that it can be
credited to the person’s account.
Coin Roller
Slower computer?
Right
click here and choose
"Save target as" and download it to play it.
Inside an ATM Right
click here and choose
"Save target as" and download it to play it.
Paper
Money Counter
Right
click here and choose
"Save target as" and download it to play it.
End of the day:
Vault Closing
Right
click here
and choose
"Save target as" and download it to play it.
The
team made this trip after we had done our research. This was a
good thing because it explained a lot of things that we had
already studied. We were lucky to get in because of security
reasons and happy to find such nice people to help us understand
what we were seeing.
More Piggy Pages
What is a
bank? This page lists
different kinds of banks and the services they offer.
Bank Jobs This page lists different kinds
of jobs in banks.
Of the bills
(bank notes) printed during a year, 95% replace ones that were
already in circulation. This includes ones that are worn out or
can't be circulated anymore.
Logo,
buttons,
links,
printable page,
jumping pig,
and
citation graphics
were made by team members. Pig on links button is Microsoft Office
clipart, available free for school projects. Animated pig was found in Web Animation Explosion, a graphics program we
own.
All bank pictures and videos were taken by the team.