Credit Card is the payment issued to a user. Unlike debit cards, credit cards do not remove money from account after every transaction. Instead, it lends money to consumer to be paid for later. As well, you do not have to have the money in your bank account to buy goods and services. Nevertheless, you do have to pay for the goods and services later, when they send you the bill. You will also get charged interest if you do not pay your bill on time. A credit card is about 85.60 millimeters by 53.98 millimeters.

     A debit card works just like a plastic ATM machine. It withdraws money directly form your bank account. The only way you can use the card is you have to have money in your bank account. The benefits of this type of card are convenience and security. It requires a pin number for security purposes. Another benefit is you do not have to go to the bank to get your money. You can ask cashier to take cash out of your account and give it to you. Debit cards are useful when not having cash.