This is a check list to help you check if you have placed all your knowledge into practice.

1. I have a household spending plan or budget and use it.
True
False

2. I pay my bills on time.
True
False

3. I do not save money regularly.
True
False

4. I have calculated how much money I will need to retire comfortably.
True
False

5. I have not identified immediate and long-term savings goals.
True
False

6. I pay my credit card balances off in full each month.
True
False

7. I do not have adequate life insurance.
True
False

8. I pay less than the minimum on my credit card each month.
True
False

9. If I overspend my allowance, I can expect my parents to give me more money.
True
False

10. It is OK to buy everything I want.
True
False

11. I would spend more than 3% of my income/allowance each time I go shopping.
True
False